Full Audit Trail — Application #9
1. Original Application
Applicant
test again
Age
23
Income
€45.00
Loan Amount
€3,467.00
Credit Score
678
Employment
Self-employed
Submitted
08 May 2026, 19:04
2. Data Transformations
Field Old Value New Value Type
income 45 45 type_conversion
age 23 23 type_conversion
credit_score 678 678 type_conversion
employment_status self-employed 1 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
71.1%
5. SHAP Feature Importance
credit_score +0.223933
loan_amount +0.127791
employment_status +0.013937
age -0.052761
income -0.217202

Positive scores push toward APPROVED. Negative scores push toward REJECTED.