Full Audit Trail — Application #49
1. Original Application
Applicant
test 27
Age
44
Income
€345.00
Loan Amount
€567,456.00
Credit Score
850
Employment
Self-employed
Submitted
27 May 2026, 13:47
2. Data Transformations
Field Old Value New Value Type
income 345 345 type_conversion
age 44 44 type_conversion
credit_score 850 850 type_conversion
employment_status self-employed 1 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
54.6%
5. SHAP Feature Importance
credit_score +0.214258
employment_status +0.018028
age -0.006451
loan_amount -0.152068
income -0.234949

Positive scores push toward APPROVED. Negative scores push toward REJECTED.