Full Audit Trail — Application #48
1. Original Application
Applicant
Test User
Age
30
Income
€50,000.00
Loan Amount
€10,000.00
Credit Score
700
Employment
Employed
Submitted
11 May 2026, 20:07
2. Data Transformations
Field Old Value New Value Type
income 50000 50000 type_conversion
age 30 30 type_conversion
credit_score 700 700 type_conversion
employment_status employed 0 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
93.2%
5. SHAP Feature Importance
credit_score +0.320050
loan_amount +0.091673
employment_status +0.020468
age -0.014008
income -0.101579

Positive scores push toward APPROVED. Negative scores push toward REJECTED.