Full Audit Trail — Application #47
1. Original Application
Applicant
Jermey Oberbrunner
Age
51
Income
€105,285.00
Loan Amount
€34,243.00
Credit Score
577
Employment
Self-employed
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 105285 105285 type_conversion
age 51 51 type_conversion
credit_score 577 577 type_conversion
employment_status self-employed 1 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
92.7%
5. SHAP Feature Importance
income +0.146800
loan_amount +0.093680
employment_status +0.046519
credit_score +0.019768
age +0.005489

Positive scores push toward APPROVED. Negative scores push toward REJECTED.