Full Audit Trail — Application #42
1. Original Application
Applicant
Andreane Cassin
Age
57
Income
€144,160.00
Loan Amount
€9,126.00
Credit Score
331
Employment
Unemployed
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 144160 144160 type_conversion
age 57 57 type_conversion
credit_score 331 331 type_conversion
employment_status unemployed 2 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
58.4%
5. SHAP Feature Importance
income +0.165509
loan_amount +0.103381
age +0.032123
employment_status -0.120900
credit_score -0.379014

Positive scores push toward APPROVED. Negative scores push toward REJECTED.