Full Audit Trail — Application #41
1. Original Application
Applicant
Albina Gusikowski Jr.
Age
61
Income
€132,725.00
Loan Amount
€25,277.00
Credit Score
777
Employment
Unemployed
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 132725 132725 type_conversion
age 61 61 type_conversion
credit_score 777 777 type_conversion
employment_status unemployed 2 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
95.3%
5. SHAP Feature Importance
credit_score +0.225776
income +0.093018
loan_amount +0.044585
age +0.031906
employment_status -0.056964

Positive scores push toward APPROVED. Negative scores push toward REJECTED.