Full Audit Trail — Application #37
1. Original Application
Applicant
Mrs. Alessandra Kunze DDS
Age
60
Income
€75,476.00
Loan Amount
€50,191.00
Credit Score
508
Employment
Retired
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 75476 75476 type_conversion
age 60 60 type_conversion
credit_score 508 508 type_conversion
employment_status retired 3 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
51.3%
5. SHAP Feature Importance
age +0.080102
employment_status -0.005071
income -0.014452
loan_amount -0.040003
credit_score -0.148382

Positive scores push toward APPROVED. Negative scores push toward REJECTED.