Full Audit Trail — Application #34
1. Original Application
Applicant
Donny Blick
Age
32
Income
€50,533.00
Loan Amount
€93,978.00
Credit Score
336
Employment
Retired
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 50533 50533 type_conversion
age 32 32 type_conversion
credit_score 336 336 type_conversion
employment_status retired 3 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
95.1%
5. SHAP Feature Importance
employment_status +0.008378
age -0.021916
income -0.088869
loan_amount -0.100893
credit_score -0.362877

Positive scores push toward APPROVED. Negative scores push toward REJECTED.