Full Audit Trail — Application #29
1. Original Application
Applicant
Mr. Dax Morissette
Age
27
Income
€81,118.00
Loan Amount
€41,669.00
Credit Score
442
Employment
Self-employed
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 81118 81118 type_conversion
age 27 27 type_conversion
credit_score 442 442 type_conversion
employment_status self-employed 1 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
67.1%
5. SHAP Feature Importance
loan_amount +0.140579
income +0.050853
employment_status +0.043867
age -0.022894
credit_score -0.156357

Positive scores push toward APPROVED. Negative scores push toward REJECTED.