Full Audit Trail — Application #28
1. Original Application
Applicant
General Gaylord
Age
21
Income
€134,793.00
Loan Amount
€64,110.00
Credit Score
647
Employment
Unemployed
Submitted
11 May 2026, 20:06
2. Data Transformations
Field Old Value New Value Type
income 134793 134793 type_conversion
age 21 21 type_conversion
credit_score 647 647 type_conversion
employment_status unemployed 2 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
91.0%
5. SHAP Feature Importance
credit_score +0.214405
income +0.179221
age -0.015055
loan_amount -0.027047
employment_status -0.056810

Positive scores push toward APPROVED. Negative scores push toward REJECTED.