Full Audit Trail — Application #25
1. Original Application
Applicant
Suzana test 3
Age
25
Income
€6,000.00
Loan Amount
€50,000.00
Credit Score
650
Employment
Employed
Submitted
11 May 2026, 19:05
2. Data Transformations
Field Old Value New Value Type
income 6000 6000 type_conversion
age 25 25 type_conversion
credit_score 650 650 type_conversion
employment_status employed 0 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
55.0%
5. SHAP Feature Importance
credit_score +0.153714
employment_status +0.019644
loan_amount -0.014948
age -0.028337
income -0.295208

Positive scores push toward APPROVED. Negative scores push toward REJECTED.