Full Audit Trail — Application #24
1. Original Application
Applicant
Suzana test 2
Age
65
Income
€6,000.00
Loan Amount
€50,000.00
Credit Score
600
Employment
Retired
Submitted
11 May 2026, 19:04
2. Data Transformations
Field Old Value New Value Type
income 6000 6000 type_conversion
age 65 65 type_conversion
credit_score 600 600 type_conversion
employment_status retired 3 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
52.7%
5. SHAP Feature Importance
age +0.074994
credit_score +0.057729
employment_status +0.026634
loan_amount -0.012260
income -0.235512

Positive scores push toward APPROVED. Negative scores push toward REJECTED.