Full Audit Trail — Application #23
1. Original Application
Applicant
Suzana
Age
70
Income
€600.00
Loan Amount
€100,000.00
Credit Score
850
Employment
Retired
Submitted
11 May 2026, 19:01
2. Data Transformations
Field Old Value New Value Type
income 600 600 type_conversion
age 70 70 type_conversion
credit_score 850 850 type_conversion
employment_status retired 3 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
50.0%
5. SHAP Feature Importance
credit_score +0.179108
age +0.053072
employment_status +0.013178
loan_amount -0.146933
income -0.213374

Positive scores push toward APPROVED. Negative scores push toward REJECTED.