Full Audit Trail — Application #21
1. Original Application
Applicant
Testing 3
Age
45
Income
€550.00
Loan Amount
€80,000.00
Credit Score
751
Employment
Unemployed
Submitted
11 May 2026, 18:47
2. Data Transformations
Field Old Value New Value Type
income 550 550 type_conversion
age 45 45 type_conversion
credit_score 751 751 type_conversion
employment_status unemployed 2 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
60.7%
5. SHAP Feature Importance
credit_score +0.363915
age -0.004093
employment_status -0.054891
loan_amount -0.092540
income -0.220202

Positive scores push toward APPROVED. Negative scores push toward REJECTED.