Full Audit Trail — Application #20
1. Original Application
Applicant
Testing 2
Age
70
Income
€50.00
Loan Amount
€60,000.00
Credit Score
800
Employment
Retired
Submitted
11 May 2026, 18:47
2. Data Transformations
Field Old Value New Value Type
income 50 50 type_conversion
age 70 70 type_conversion
credit_score 800 800 type_conversion
employment_status retired 3 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
78.5%
5. SHAP Feature Importance
credit_score +0.332652
age +0.052362
employment_status +0.014265
loan_amount -0.046706
income -0.182409

Positive scores push toward APPROVED. Negative scores push toward REJECTED.