Full Audit Trail — Application #19
1. Original Application
Applicant
Testing 1
Age
60
Income
€50.00
Loan Amount
€60,000.00
Credit Score
600
Employment
Retired
Submitted
11 May 2026, 18:46
2. Data Transformations
Field Old Value New Value Type
income 50 50 type_conversion
age 60 60 type_conversion
credit_score 600 600 type_conversion
employment_status retired 3 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
56.4%
5. SHAP Feature Importance
age +0.063247
credit_score +0.048923
employment_status +0.015042
loan_amount -0.058325
income -0.248103

Positive scores push toward APPROVED. Negative scores push toward REJECTED.