Full Audit Trail — Application #12
1. Original Application
Applicant
Testing applicant 2
Age
35
Income
€200.00
Loan Amount
€20,000.00
Credit Score
600
Employment
Employed
Submitted
11 May 2026, 18:44
2. Data Transformations
Field Old Value New Value Type
income 200 200 type_conversion
age 35 35 type_conversion
credit_score 600 600 type_conversion
employment_status employed 0 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
60.4%
5. SHAP Feature Importance
loan_amount +0.152782
credit_score +0.089401
employment_status +0.019567
age -0.022900
income -0.250142

Positive scores push toward APPROVED. Negative scores push toward REJECTED.