Full Audit Trail — Application #11
1. Original Application
Applicant
Testing applicant 1
Age
35
Income
€200.00
Loan Amount
€20,000.00
Credit Score
300
Employment
Employed
Submitted
11 May 2026, 18:43
2. Data Transformations
Field Old Value New Value Type
income 200 200 type_conversion
age 35 35 type_conversion
credit_score 300 300 type_conversion
employment_status employed 0 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
REJECTED
Confidence
91.2%
5. SHAP Feature Importance
loan_amount +0.091297
employment_status +0.017398
age -0.028277
income -0.242434
credit_score -0.364744

Positive scores push toward APPROVED. Negative scores push toward REJECTED.