Full Audit Trail — Application #10
1. Original Application
Applicant
Testing new
Age
23
Income
€25.00
Loan Amount
€5,000.00
Credit Score
563
Employment
Self-employed
Submitted
11 May 2026, 07:00
2. Data Transformations
Field Old Value New Value Type
income 25 25 type_conversion
age 23 23 type_conversion
credit_score 563 563 type_conversion
employment_status self-employed 1 normalization
3. Model Used
Version
rf-v1
Algorithm
RandomForest
Status
active
4. Prediction Result
APPROVED
Confidence
59.9%
5. SHAP Feature Importance
loan_amount +0.193030
employment_status +0.020930
credit_score +0.020411
age -0.024945
income -0.225242

Positive scores push toward APPROVED. Negative scores push toward REJECTED.